A question

melodymelody

请问一下楼主: 上周末刚签了OPT 并exercise了. 是不是一定要在30天内做好银行贷款并向HDB交申请书? 如果楼主降息的消息是真的,我是不是应该签floating interest 的? 另外, When should I sign the commison agreement and pay the agent fee? If I am not satisfied with the service the agent provided, can I ask for some discount on the agent fee? Million thanks!