你们的房贷利息明年涨了吗

就此一家

<p>丰隆金融的房贷利息明年涨为5.2%了,好贵啊.</p><p>不知道其他的涨成怎样了?</p>

老鼠爱小米

明年的利率你现在就清楚了？能人。

就此一家

因为收到信了啊.

DIYer

<p><font size="4">新加坡的银行间隔夜拆息率是金融机构提供的贷款利率的基准利率，新加坡的银行间隔夜拆息率已从年初的3%左右降至目前的2.13%，所以新加坡贷款利率应该下降才对，贷款利率不降反升，反映的是新加坡银行间竞争不够。</font></p><p><font size="4">5.25%有点高，去其他银行问问，我的UOB目前是4.1%，又有一年多未变了。</font></p>

applejudy

DBS现在好象也是4.1%

mitr_sg

<p>如果说是收到信了, 那情报应该属实, 不过LZ能不能把具体的情况说一下. 是哪个PACKAGE?</p><p>以下转自丰隆的网站: </p><p><span class="contentsmall"><b>2-Year Fixed Rate Package</b>⁺</span>
                <table cellspacing="0" cellpadding="1" width="95%" bordercolorlight="#cccccc" border="1"><tbody><tr bgcolor="#c0c0c0"><td class="contentsmall" align="center" height="2">&nbsp;</td><td class="contentsmall" valign="middle" align="center" width="175" height="2"><b>&lt;=80% Financing</b></td><td class="contentsmall" valign="middle" align="center" height="2"><b>&gt;80%-90% Financing</b></td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">1st year</td><td class="contentsmall">3.48% p.a. Fixed</td><td class="contentsmall">4.48% p.a. Fixed</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">2nd year</td><td class="contentsmall">3.48% p.a. Fixed</td><td class="contentsmall">4.70% p.a. Fixed</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">3rd year</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">Thereafter</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr></tbody></table></p><p><span class="contentsmall"><b>Variable Rate Package</b>⁺</span>
                <table cellspacing="0" cellpadding="1" width="95%" bordercolorlight="#cccccc" border="1"><tbody><tr bgcolor="#c0c0c0"><td class="contentsmall" align="center" height="2">&nbsp;</td><td class="contentsmall" valign="middle" align="center" width="175" height="2"><b>&lt;=80% Financing</b></td><td class="contentsmall" valign="middle" align="center" height="2"><b>&gt;80%-90% Financing</b></td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">1st year</td><td class="contentsmall">3.18% p.a. (HHR*-1.07%)</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">2nd year</td><td class="contentsmall">3.38% p.a. (HHR*-0.87%)</td><td class="contentsmall">4.20% p.a. (HHR*-0.05%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">3rd year</td><td class="contentsmall">3.88% p.a. (HHR*-0.37%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">Thereafter</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr></tbody></table></p><p>如果LZ说的是90%的那个配套, 0.45个百分点, 不奇怪. </p><p>如果说的是80%那个, 就真的离谱了. </p>

就此一家

那我打算换配套

kaixin666

前三年是固定的话，是不应该调整的吧[em04]

雨茜

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>mitr_sg</i>在2007-10-14 9:26:00的发言：</b><br/><p>如果说是收到信了, 那情报应该属实, 不过LZ能不能把具体的情况说一下. 是哪个PACKAGE?</p><p>以下转自丰隆的网站: </p><p><span class="contentsmall"><b>2-Year Fixed Rate Package</b>⁺</span><br/>&nbsp;&nbsp;<table cellspacing="0" cellpadding="1" width="95%" bordercolorlight="#cccccc" border="1"><tbody><tr bgcolor="#c0c0c0"><td class="contentsmall" align="center" height="2">&nbsp;</td><td class="contentsmall" valign="middle" align="center" width="175" height="2"><b>&lt;=80% Financing</b></td><td class="contentsmall" valign="middle" align="center" height="2"><b>&gt;80%-90% Financing</b></td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">1st year</td><td class="contentsmall">3.48% p.a. Fixed</td><td class="contentsmall">4.48% p.a. Fixed</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">2nd year</td><td class="contentsmall">3.48% p.a. Fixed</td><td class="contentsmall">4.70% p.a. Fixed</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">3rd year</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">Thereafter</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr></tbody></table></p><p><span class="contentsmall"><b>Variable Rate Package</b>⁺</span><br/>&nbsp;&nbsp;<table cellspacing="0" cellpadding="1" width="95%" bordercolorlight="#cccccc" border="1"><tbody><tr bgcolor="#c0c0c0"><td class="contentsmall" align="center" height="2">&nbsp;</td><td class="contentsmall" valign="middle" align="center" width="175" height="2"><b>&lt;=80% Financing</b></td><td class="contentsmall" valign="middle" align="center" height="2"><b>&gt;80%-90% Financing</b></td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">1st year</td><td class="contentsmall">3.18% p.a. (HHR*-1.07%)</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">2nd year</td><td class="contentsmall">3.38% p.a. (HHR*-0.87%)</td><td class="contentsmall">4.20% p.a. (HHR*-0.05%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">3rd year</td><td class="contentsmall">3.88% p.a. (HHR*-0.37%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr><tr valign="middle" align="center" bgcolor="#ffffcc"><td class="contentsmall" width="73" height="2">Thereafter</td><td class="contentsmall">3.98% p.a. (HHR*-0.27%)</td><td class="contentsmall">4.75% p.a. (HHR*+0.50%)</td></tr></tbody></table></p><p>如果LZ说的是90%的那个配套, 0.45个百分点, 不奇怪. </p><p>如果说的是80%那个, 就真的离谱了. </p></div><p>你所贴出来的是现在要签新贷款的人能够拿到的rate,这个和他们已经签了几年的人是不一样的。</p><p>不同时间，银行有不同的配套，Terms &amp; Conditions都会不一样的。</p><p>所以，现在已经签了几年的人，要看自己的contract是怎样的。</p>

雨中人

<p>我贴的那个是两年配套. LOCK IN PERIOD 三年. </p>