分析师：本地股市明年可望升至4200点

老鼠爱小米

<p><font size="4">分析师：股市明年可望升至4200点</font></p><p><font size="4"><br/></font><span class="Arial14pt"><span><font size="4">新传媒新闻报道，本地股市海峡时报指数2007年以3482点闭市，一年来起了16%。分析师认为，全球信贷市场紧缩的情况将促使投资者步步为营。而2007年的激烈波动，预料还会持续到2008年。 <br/><br/>受到美国次级贷款问题的影响，新加坡股市今年经历了多次大幅度震荡。分析师认为次贷问题主要的影响层面在于投资情绪。对于海指明年的展望，分析师的估计是超过四千点。 <br/><br/>瑞士信贷亚太首席策略师Arjuna Mahendran说，“明年上半年亚洲区出口有放缓的风险，对区域经济将带来一定程度的影响，不过预料年中就会出现复苏，复苏的强度将超出市场的预测，因此股市将会被推向新的高峰，我预测 海指能够上扬到4200点。” <br/><br/>不过，全球银行业接下来预料还会注销次贷亏损，因此银行股将会受到冲击。分析师建议投资者采取较防御性的策略，可以考虑的领域包括岸外海事、房地产、建筑业和电信业。</font></span></span>
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fanglinsg

如果这样房价不是又该看涨啦。。。。。[em09][em09]

虎头

<p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">来新几年了，两年前因为没有拿到</span><span lang="EN-US"><font face="Calibri">PR</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">，所以先买了一间公寓，现在全家都拿到</span><span lang="EN-US"><font face="Calibri">PR</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">了，所以想再买一间组屋将来租出去。我想问的是，买了组屋后，我还是会继续住在公寓里，这样我</span><span lang="EN-US"><font face="Calibri">IC</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">上的地址一定要改成组屋的吗，</span><span lang="EN-US"><font face="Calibri">IC</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">可以继续使用公寓的地址吗？听说</span><span lang="EN-US"><font face="Calibri">HDB</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">规定同时拥有公寓和组屋只能住在组屋里，把公寓出租。</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><p><font face="Calibri">&nbsp;</font></p></span></p><span style="FONT-SIZE: 12pt; FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">当然我也知道事实上好多人住在公寓里，把组屋出租，可是如果这样的话，哪一套房子可以享受折扣的房地产税率。是公寓给</span><span lang="EN-US" style="FONT-SIZE: 12pt; FONT-FAMILY: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">10%</span><span style="FONT-SIZE: 12pt; FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">、组屋给</span><span lang="EN-US" style="FONT-SIZE: 12pt; FONT-FAMILY: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">4%</span><span style="FONT-SIZE: 12pt; FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">的房产税，还是相反，或是两者都是</span><span lang="EN-US" style="FONT-SIZE: 12pt; FONT-FAMILY: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 宋体; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">10%</span><span style="FONT-SIZE: 12pt; FONT-FAMILY: 宋体; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-size: 11.0pt; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;">的房产税啊？</span>

fanglinsg

<p>以我个人经验：</p><p>当你还没有向HDB申请到书面文件证明你已经被批准可以合法出租整间组屋时，税务局会自动扣组屋4%，公寓10~12%；如果你申请到可以合法整间出租组屋以后，扣税情况就会倒转了：当你组屋是出租产业扣10~12%，公寓是自住产业扣4%。如果你还有其他公寓也是按出租产业扣。也就是说自住产业只能够扣一间是4%的，其他都当出租产业扣税。</p><p></p>

虎头

<p>非常感谢回复。</p>